数字普惠金融、农业新质生产力与县域经济高质量发展

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Abstract As an organic combination of digital technology and inclusive finance, digital inclusive finance can effectively reduce the financial threshold, accelerate the sinking of financial services and resources to the county industry, accelerate the optimization of the county economic structure, and promote the high-quality development of county economy. Based on the data of 1866 counties in China from 2011 to 2022, the empirical study found that digital inclusive finance can significantly promote the high-quality development of county economy, and the higher the development level of the former, the stronger the enabling effect on the high-quality development of county economy. Specifically, digital inclusive finance can not only accelerate the digitalization, automation and intelligent transformation of county industries, enhance the added value of each link of the county industry chain, but also provide financial support for county agricultural enterprises, promote the coupling of traditional production factors and data factors, and generate new technologies, new formats and new applications, so as to create agricultural new quality productivity and promote the high-quality development of county economy. Digital new infrastructure can accelerate the digitalization and scenario-based transformation of traditional financial services, and amplify the empowering effect of digital inclusive finance on the high-quality development of county economy. Regions with high marketization level and urban agglomerations have advantages such as perfect financial system and concentration of resource factors, which makes the enabling effect of digital inclusive finance more significant. In the future, China should deepen the innovation of digital science and technology and promote the efficient development of digital inclusive finance, effectively build a “double-chain coupling” science and technology system that adapts to the development of agricultural new quality productivity, strengthen the transformation of the agricultural industry chain into an integrated linkage mechanism, promote the development of agricultural new quality productivity, and provide factor engines for promoting the high-quality development of county economy.

Key words： digital inclusive finance agricultural new quality productivity county economy new digital infrastruc-ture digital transformation

Received: 23 December 2024

PACS:	F832
	F207

About author:: 河南省哲学社会科学规划年度项目“数字化乡村治理模式比较与优化策略研究”(2024BZZ005)

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Cite this article:

BU Fan. Digital Inclusive Finance, Agricultural New Quality Productivity and High-Quality Development of County Economy[J]. , 2025, 42(2): 93-104.

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https://xb.szu.edu.cn/EN/ OR https://xb.szu.edu.cn/EN/Y2025/V42/I2/93

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