区块链赋能数据资产证券化及其法律治理

Abstract
Figure/Table
References
Related Citation (11)

Download: PDF (552 KB) HTML (1 KB)
Export: BibTeX | EndNote (RIS)

Abstract Data asset securitization is a financial innovation tool that effectively combines data assets and securities financing, which helps activate the potential of data elements and promote data asset value mining. At present, China has the initial foundation to explore the combination of “data + capital”, and key technologies such as artificial intelligence, big data, cloud computing and blockchain provide technical support to promote securities innovation. It is essentially a digital reconfiguration of the securitization process of data assets by blockchain. However, as a new technology, while blockchain has an enabling effect, there are three potential risks, including the legal risk caused by the existing system lagging behind the technology-enabled practice, the technical risk caused by the limitations and improper application of blockchain, and the regulatory risk caused by the difficulty of adapting the existing regulatory model to fintech innovation. In this regard, it is necessary to try to systematically build a legal governance framework based on the integration of innovation and risk prevention, and to provide institutional and practical references for revitalizing the value of data assets and promoting securitization of data assets by improving the legal system, clarifying behavioral norms and strengthening financial supervision.

Key words： blockchain data assets data asset securitization fintech technology-enabled practices legal gover-nance

Received: 11 February 2023

PACS:	TP311.1
	F832.5

	Service

	E-mail this article
	Add to my bookshelf
	Add to citation manager
	E-mail Alert
	RSS
	Articles by authors
	MA Zhi-guo
	ZHANG Nan

Cite this article:

MA Zhi-guo,ZHANG Nan. Blockchain Enabling Data Asset Securitization and Its Legal Governance[J]. , 2023, 40(3): 114-124.

URL:

https://xb.szu.edu.cn/EN/ OR https://xb.szu.edu.cn/EN/Y2023/V40/I3/114

[1] 孙颖,陈思霞.数据资产与科技服务企业高质量发展——基于“宽带中国”准自然实验的研究[J].武汉大学学报(哲学社会科学版),2021,74(5):132-147.
[2] 徐涛,尤建新,曾彩霞,石涌江.企业数据资产化实践探索与理论模型构建[J].外国经济与管理,2022,44(6):3-17.
[3] 于凤坤. 资产证券化:理论与实务[M].北京:北京大学出版社.2002.3.
[4] 国家互联网信息办公室.数字中国发展报告(2021 年)[R].北京:国家互联网信息办公室. 2022.2.
[5] 苑泽明,于翔,李萌.数据资产信息披露、机构投资者异质性与企业价值[J].现代财经(天津财经大学学报),2022, 42(11):32-47.
[6] 唐士亚. 中国金融科技治理模式变迁及其逻辑[J].经济社会体制比较,2022,(5):90-99.
[7] (美)卢克·多梅尔.人工智能:改变世界,重建未来[M]. 赛迪研究院专家组译. 北京:中信出版社,2016.1.
[8] 王禄生. 论法律大数据“领域理论”的构建[J].中国法学,2020,(2):256-279.
[9] 周蓉蓉. 我国金融科技发展现状、困境与战略路径[J].新金融,2020,(10):55-59.
[10] 刘鹏.云计算(第三版)[M].北京:电子工业出版社.2015.3.
[11] 上海证券交易所课题组,徐广斌.区块链在我国资本市场领域核心场景应用研究[J].证券市场导报,2021,(3):2-12.
[12] 赵华伟. 区块链金融[M].北京:清华大学出版社,2020.6.
[13] (英)凯伦·杨,林少伟.区块链监管:“法律”与“自律”之争[J].东方法学,2019,(3):121-136.
[14] 马明亮. 区块链司法的生发逻辑与中国前景[J].比较法研究,2022,(2):15-28.
[15] 倪楠. 区块链技术赋能下个人征信体系的法律重构[J].法律科学(西北政法大学学报),2022,40(4):81-90.
[16] 赵磊. 区块链技术的算法规制[J].现代法学,2020,42(2):108-120.
[17] 张俊瑞,危雁麟,宋晓悦.企业数据资产的会计处理及信息列报研究[J].会计与经济研究,2020,34(3):3-15.
[18] 翟丽丽,王佳妮.移动云计算联盟数据资产评估方法研究[J].情报杂志,2016,35(6):130-136.
[19] 马治国,刘慧.中国区块链法律治理规则体系化研究[J].西安交通大学学报(社会科学版),2020,40(3):72-80.
[20] 王士博,王海霞.区块链技术与个人数据保护规范的内源性冲突及调和路径——以欧盟GDPR 为例[J].情报杂志,2023,42(2):142-150+165.
[21] Jiménez-Gómez, Briseida Sofia.Risks of Blockchain for Data Protection:A European Approach[J].Santa Clara High Technology Law Journal,2020,36(3):281-343.
[22] 沈伟. 数字经济时代的区块链金融监管:现状、风险与应对[J].人民论坛·学术前沿,2022,(18):52-69.
[23] 刘芳,宋超.规则意识与技术风险防范——爱因斯坦技术风险防范思想研究[J].科学与管理,2018,38(4):52-56.
[24] 侯东德,田少帅.金融科技包容审慎监管制度研究[J].南京社会科学,2020,(10):87-94.
[25] (德)马克斯·韦伯.学术与政治[M].李菲译.成都:四川人民出版社,2020.138.
[26] Noah M.Sachs. Rescuing the Strong Precautionary Prin-ciple from Its Critics[J].University of Illinois Law Review,2011,(4):1285-1338.
[27] 齐爱民. 区块链环境中个人信息保护的法律障碍与应对[J].现代法学,2022,44(5):180-193.
[28] 张涛. 算法嵌入公共信用评价:内在逻辑、风险检视与规制路径[J].深圳大学学报(人文社会科学版),2022,39(3):96-105.
[29] 沈伟. 金融科技的去中心化和中心化的金融监管——金融创新的规制逻辑及分析维度[J].现代法学,2018, 40(3):70-93.
[30] Peter Yeoh.Innovations in Financial Services:Regulatory Implications[J].Business Law Review,2016,37(5):190-196.