我国成长链金融发展约束、前景与营运推广

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Abstract As China’s financial reform has been deepened and broadened, urban and rural residents have increasingly diverse and personalized demand for financial services. As a form of finance innovation, the growth chain finance adapts well to China’s social and economic development and shows great potential for advancement. However,it is currently only a financial service concept which needs to be popularized in practice. Our study shows there is a long-term stable equilibrium relationship between the credit scale, disposable income, consumption level and population size of Chinese residents. Among them, the increase in per capita disposable income of China’s residents has the biggest impact on credit expansion. The increase of disposable personal income and population has a stimulating effect on credit scale. But China’s credit scale has both positive and negative impact upon itself. In the process of operation promotion, as a form of finance innovation, the growth chain finance takes Internet financial model, constructs standardized and authoritative credit system, and implements diverse operating strategies, which helps the sustainable, quick and healthy development of the growth chain finance.

Key words： growth chain finance financial constraints prospects operation promotion

Received: 20 May 2016

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F830

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	LU Min-feng
	GE He-ping

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LU Min-feng,GE He-ping. Constraints, Prospects and Operation Promotion of China’s Growth Chain Finance Development[J]. , 2016, 33(4): 69-76.

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https://xb.szu.edu.cn/EN/ OR https://xb.szu.edu.cn/EN/Y2016/V33/I4/69

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