Abstract：Due to large population basis, population ageing is a large-scale and very quick process for China. The increasing number of old disabled people demands dedicated care. For a long time, China has been turning over this responsibility to families, and the families cover the care fee and provide care takers. However, with the dramatic changes in family structures due to the imbalance of age structure and the progressively diminishing family size from one generation to the next caused by family planning policies, how to take care of the elderly disabled parents from both sides after the only children getting married, how to regulate overcharging care services and services of different types and qualities, and how to respond when families cannot afford to take care of their elders has become social concerns. Social concerns need to be regulated with social laws. Care risk, a type of survival risks, has become social risk. Long-term care insurance, a social insurance formed and used in Germany, Japan and Taiwan, has adequate experience to address the issue. At present, China has launched pilot programs in long-term care insurance system. We have reason to believe that long-term care insurance system will soon be put on the agenda of lawmakers and eventually come into shape. However, only following the path of this unique system in legal principles, security objectives, legal provision accuracy, and experience accumulation can we help rule the country by law in the field of social insurance.
2017, Vol. 34 
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