Abstract：With financial reform and economic development, the financial condition has improved in China. Private financial institutions are emerging rapidly, allowing businesses to have more access to bank financing and credit rationing. The financial conditions determine the intensity of the credit rationing in each region, and credit rationing, in turn, propels economic development. Through the analysis of the panel data from 2008 to 2014, we draw the following conclusion: the expansion of the financial development scale does not necessarily push up the credit rationing; the more developed the market is, the more effective the credit rationing is. Therefore, under the circumstance that the financial conditions have changed, China should promote the coordinated development of regional economy, with coastal areas as a drive engine for the development of surrounding areas. Besides, each province should increase its relative index of market economy. Finally, the government should scale up its support for the remote areas such as Northwestern China so as to use the credit funds more effectively.
陈建华,李辉. 我国金融环境对信贷配给的影响研究[J]. 《深圳大学学报》（人文社科版）, 2015, 32(4): 72-78.
CHEN Jian-hua, LI Hui. The Implication of Chinese Financial Condition for Credit Rationing. , 2015, 32(4): 72-78.
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